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Re: Has anyone purchased from Vallart Gardens? (by Joan C.):

We also have received two emails from Monterey Collections. They have been advised that there is no valid contract with us (all funds were returned by our bank/Visa) and that VG does not enter into a "cancellation contract". They also have been advised that copies of their 2 emails will be forwarded to the Attorney General's office in both TX and CA. (Anyone not having success with c/c entities should work with the bank that issued the card, although I'm not sure if that's how all of the U.S. card entities operate.) One would think Monterey Collections is legit; but if all the funds have been returned to the "buyer" by the credit card entity, and they are not aware of it, I can understand them acting. Mind you in our case, our "contract" is obviously invalid, and anyone in their business should know that simply by reading it thoroughly, regardless of whether all funds have been returned or not. I doubt any lawyers will prove helpful in recovering buyers' funds from the credit card companies. To those still seeking closure, follow ALL of the steps that have been recommended in the forum postings.