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Re: WorldMark/Wyndham points (by Lance C.):

If you know that you are going to vacation in a Wyndham timeshare three weeks every year, then that is a pretty good rate. But you have to make sure you use those three weeks otherwise the per-night right jumps. Whether you use these points or not, the maintenance fees still have to be paid every January.

Also remember the mortgage still has to be paid off. Who will pay for that? Then, if you are transferring ownership from your in-laws to you, there are transfer fees, closing fees, and Wyndham's internal $299 transfer fee.