Timeshare owned with Ex

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Original Message:

Timeshare owned with Ex (by Cathi M.):

I'll attempt to make this as short as possible:

Approximately nine years ago I purchased a timeshare with my now ex-boyfriend, at the time we lived on a resort that had both timeshares and residential property. We rented a house and lived there with our children, therefore, we made the decision to purchase a timeshare for $1 plus the transfer fees; at the time the $500 a year maintenance fees made financial sense to use the resort facilities.

A few years later we parted ways, I was adamant that he transfer the title for the timeshare to his name only if he wished to keep it or to sell the timeshare in its entirety. He paid the maintenance fees for the first year after the split and let me know that he sold the timeshare during that same year (all of this is evidenced in emails that I have kept). I thought it strange that he didn't need my signature to transfer title, however, he assured me that everything was done legitimately and the title was transferred.

Fast forward to now: my husband and I are in the process of buying our first house together and we ran into some problems during the title search with the previous owner of the property having outstanding judgments against them. I went onto our county's real estate search & after looking into the property that we are buying and the owners I put my own name into the search query.

The search query pulled up a lien against myself and my ex-boyfriend from the resort that we had the timeshare with along with a trustee's deed a few months later from the resort. It looks like the lien was filed and then the trustee's deed essentially foreclosed on the property due to nonpayment.

I was completely in the dark as to the fact that my name was still on the title or that there was any such lien in my name; thankfully nothing has been reported to the credit bureaus as I have almost perfect credit.

My question is, given that the property has been foreclosed upon, can it still be reported to a credit bureau or can I be sued for non-payment at this point?