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Original Message:

Re: Marriott Vacation Club point system (by Michael B.):

Timeshares are really rentals of a luxury hotel room or suite with a kitchen. For that you pay an up front before you enter the door at least a $214.00 per day charge and if amortizing a $20,000 payment or up front fee at least another $200.00 per day .Now if you cancel the hotel up to the last minute there are no penalties. In most. cases if you leave your hotel stay early there are no penalties. If you want to stay less than a week there are no waiting periods to get that. If there is a storm or damage to the hotel you can rebook or cancel even the next year you can rebook and not lose your "points". At age 74 I want the privileges of a hotel so when my "pre-existing" condition being arthritis of the knees acts up I can cancel and not lose my timeshare use. By the way at least 130,000,000 Americans have a pre-existing condition so what are most travel insurance policies worth?