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Re: Marriott Vacation Club point system (by Den):

I think Michael's point is that it is less expensive to rent a timeshare than to own one (or to own points). It may not be true when compared to the maintenance fees alone but it is certainly true if one amortizes in some portion of the large upfront cost (a sunk cost) of purchasing a timeshare. Deeded timeshare is expensive and the points approach is absolutely the most expensive approach to timeshare.

We own weeks and points acquired through Marriott; and, we own weeks acquired privately. There is no doubt in my mind that the best deal is to acquire great weeks at great locations "privately." These weeks can be used, rented out, or traded through Interval.