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Re: Royal HOliday is a scam (by KC):

tonys382 wrote:

...Needless to say I have refrained from paying my annual fee and continue to get Collection threats as they have increased my penalty up to 30% .

I suspect that you realize you are never going to see a single Loonie back from whatever you have paid these scammers to date, no matter to whom you might complain. The laws in Canada (or the U.S. --- or Finland) are simply irrelevant in regard to a transaction conducted in the Dominican Republic (or Mexico). Again, it's all about jurisdiction. The laws (..such as they are) in DR or Mexico are all that really matter, regardless of the country of residency of the beguiled "customer".

As to jurisdiction, the good news is that the converse is equally true. The thieving parasites in DR (or Mexico) have absolutely no leverage regarding "collections" in regard to Canadian or U.S. (or Finnish) citizens, so their late charges and interest and "penalties" are completely meaningless and entirely unenforceable. They will certainly keep all of the money paid to them date, but at some point they will otherwise simply give up and go away. There are just too many other new "potential customers" from whom they can extract money to bother attempting to collect more money from those who have now belatedly discovered that the Royal Holiday "product" is essentially just a load of crap.