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Original Message:

Re: Need info about selling my holiday inn points (by Tracey S.):

Your options are to pay it off and give it back or pay it off and give it away or sell it for $100 or to stop paying, default and take whatever hit that may make on your credit. You bought a non esential luxury item that has virtually no resale value, you were probably misled but on the other hand you didn't do any research and signed a legitimate contract and took out a loan to pay for it.

A third option would be to pay someone upfront who promises to get you out of it, because you think they have some kind of magic wand to get you out of the contractual obligation you voluntarily signed. If they ask real nice maybe HICV will agree to offer a deed in lieu of foreclosure. If you asked and they said no, they probably won't say yes to an outside group asking. They can't transfer it to anyone else if their is a lien attached to the deed. I am assuming you don't have any legal PROOF that their was fraud. If you do then you should contact a lawyer but most don't have proof.