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Class Action Against Diamond Resorts? (by David K.):

Telling them "I can't afford it" implies that you actually want it, but don't have the means to purchase it. It is an invitation for them to introduce other BS into the presentation. Instead just tell them "I DON'T WANT IT" and when they ask you why, just tell them "IT'S NONE OF YOUR BUSINESS". There is no valid counter argument for this. If you think you are under any kind of obligation to be polite to people who are trying to scam you, then you are a fool and maybe deserve what you get.

robertt668 wrote:

Some suggestions: 3. If they persist in trying to sell you points when you have explained you do not want it or cannot afford it, simply use the broken record (what is a record? It is a vinyl disc that is used to play music before iPods. If it had a scratch on it, the needle would jump back a few words and replay it over and over again.). An example:

You. I can't afford it. Them. But you can because Yada yada yada. You. I can't afford it. Them. Let me show you how you can. You. I can't afford it.

Eventually they will give up. Incidentally, their salesman Rick called me a liar when I told him we couldn't afford it. You may wonder why you would need to use this tactic when you can just leave. If you can leave with no hassle, then do so. But, often you will be introduced to a closer who will try to complete the sale. At this point they will offer you a deal at a lower cost. Use the broken record. They may try to get in your way to stop you from leaving ( as happened to us at Polo Towers in Las Vegas). If you are blocked in any way, make them want you to leave by saying loudly that they are trying to stop you from leaving. This will work because there will be other "updates" taking place close by.

Nelson