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Re: Class Action Against Diamond Resorts? (by Robert R.):

If it were my credit history, which is good, I would not worry so much about a derogatory entry from a timeshare company. They are so widely recognized as corrupt these days that I feel I could enter a good explanation into my credit record and a major creditor would accept that. I'm not so sure that it would "ruin" my credit. It might drop the FICO score. If one does not have a good report overall you might not want to try to default.

Diamond is now sending out emails warning people about timeshare exit companies being fraudsters! Imagine that! Well, they are correct in many cases, but that's really the pot calling the kettle black!