Original Message:
Re: Diamond Resorts raises maintenance fees again! (by Dave K.):
I just stopped paying both mortgage and M+T. They send their "hounds" after you who threaten to ruin your credit. However, most developers won't actually do that since it shows up on their "default" ratio and also it costs them a lot to foreclose. Just ignore all the collections efforts for 12 months or so and eventually tell them you'll take a warranty deed in lieu of foreclosure (WDIL). In this situation most of them (not necessarily all) will do this since it saves them money and allows them to sell it on again, they may try to charge a fee but it's VERY negotiable - then you're free and clear - NO CREDIT impacts.
With Westgate we have a support forum and over 50+ of us have escaped this way with no effects on our credit.