My timeshare is paid in full, but I just don't want it anymore

At this point my membership is frozen. The only way to unfreeze it is to pay the maintenance fee and late charges which I'm not interested in. Good luck.

stevep603 wrote:

At this point my membership is frozen. The only way to unfreeze it is to pay the maintenance fee and late charges which I'm not interested in. Good luck.

Do you have a recent update? Did they take you to collections? Was your credit harmed? I also have a fully paid fine share and same gold membership, every other year for 15 years.

The maintenence fee was due in January. I received a couple of snail mail letters from a collection agency... but nothing since April/May. I was receiving an occasional phone call, (I don't answer any calls I don't recognize). Sometimes they would leave a message. It's been several months since they've left me any messages. My credit is STILL excellent. I did write a letter, (I think back in Apr/May) telling both Raintree & the collection agency (Concord) that it's paid in full, and that I have no intention of ever using it again... so please remove me from the membership or something similar.

stevep603 wrote:

The maintenance fee was due in January. I received a couple of snail mail letters from a collection agency... but nothing since April/May. I was receiving an occasional phone call, (I don't answer any calls I don't recognize). Sometimes they would leave a message. It's been several months since they've left me any messages. My credit is STILL excellent. I did write a letter, (I think back in Apr/May) telling both Raintree & the collection agency (Concord) that it's paid in full, and that I have no intention of ever using it again... so please remove me from the membership or something similar.

You can "request" anything you choose, but they need not acknowledge or act upon any such request to "remove" you; it is after all contractual legal obligation into which you once voluntarily entered of your own free will.

Generally speaking, foreclosure is not initiated by most timeshare entities until / unless two consecutive years of maintenance fees go unpaid. The good news is that If there was no loan default involved, it is highly unlikely that there will ever any negative credit report consequences after the (inevitable) foreclosure.

ken1193 wrote:

stevep603 wrote:

The maintenance fee was due in January. I received a couple of snail mail letters from a collection agency... but nothing since April/May. I was receiving an occasional phone call, (I don't answer any calls I don't recognize). Sometimes they would leave a message. It's been several months since they've left me any messages. My credit is STILL excellent. I did write a letter, (I think back in Apr/May) telling both Raintree & the collection agency (Concord) that it's paid in full, and that I have no intention of ever using it again... so please remove me from the membership or something similar.

You can "request" anything you choose, but they need not acknowledge or act upon any such request to "remove" you; it is after all contractual legal obligation into which you once voluntarily entered of your own free will.

Generally speaking, foreclosure is not initiated by most timeshare entities until / unless two consecutive years of maintenance fees go unpaid. The good news is that If there was no loan default involved, it is highly unlikely that there will ever any negative credit report consequences after the (inevitable) foreclosure.

Thank you for the replies! That’s what I think to about not really hurting Credit since there is no longer a loan. Would it be wise to hire a lawyer to just help with all this and hopefully expedite process?

lizzies5 wrote:

Would it be wise to hire a lawyer to just help with all this and hopefully expedite process?

In a word, no. Don't waste your money. The process would not unfold any sooner or any differently if you hired an attorney. An attorney cannot and will not in any way change or accelerate the process or the outcome.

stop pain the taxes;

well done !!!

if the morgage is totaly paid ; and you no longer use or can;t used for any reazon your timeshare or week , and they still sending you the taxes and manteinment fees. and you know you no longer gone to used. well stop pain the taxes and manteinment fees. is as simple as that. they are going to call you , they are going to write you ,they are going to tret you whit your credit and much more. you just hang in there and dont give up . and eventualy they are going to leave you alone.

Hello Steve,

I work on a Law firm and we see this cases

stevep603 wrote:

They're trying to call me... but no cops at my door yet. Maintenance Fees went from $700 to $1250 in 13 years. BS!!!

I have a deeded timeshare in Stateline NV. It is paid in full and I haven't used it the last few years and so far haven't been able to rent it out this year. If it does not rent out by December, I will contact the mgmnt company representative and then email them that I no longer want the unit and will not be paying the annual fees in the future. It sounds like they may tell me to pound sand and eventually foreclose due to me not paying the annual fees. I am sure the foreclosure may torch my 800+ credit score, but I am not buying anything major for years, so I guess it is time to do this. Any other suggestions?

I would contact them and explain exactly what you said in here and offer to give it back and convince them that it is in the best interest of both parties to work together to avoid lost maintenance and legal fees . I got rid of two timeshares in 2011 that way . I was determined to get them out of my name and obviously I convinced them that I was dead serious .

James B. wrote:

I have a deeded timeshare in Stateline NV. It is paid in full and I haven't used it the last few years and so far haven't been able to rent it out this year.

Are you up to date on the maintenance fees? That will affect whether or not the resort might accept your unit back.

If they are paid up, you could also try advertising that you want to give your unit away. There might be someone who wants it.

I am up to date on my fees today, but the annual assessment comes in December. I previously tried to sell the unit on Ebay for $1 with no takers and have advertised it for rent the last 2 years on this site with no interest so far. I was laid off in 11/2016 and just do not want to keep throwing money at the unit if my family and friends have 0 interest in using it with me. I was surprised it didn't sell for $1 last year. Maybe I should list it again.

James B. wrote:

I was surprised it didn't sell for $1 last year. Maybe I should list it again.

You could do that and maybe offer to prepay the next maintenance fee as an incentive for someone to take it. You could also list it on Timeshare Users Group's Bargain Deals section for free. Again, offer to pay the closing costs and maybe the next maintenance fee if you are dead set on getting rid of it.

And of course, as was mentioned before, you could try asking the resort to take it back.

My timeshare is at Divi village golf club Aruba and I desperately need to sell it. It is a one bedroom with one and half baths maximum occupant is 7. Beautiful Resort at the time of purchase it was affordable for me I am now a single mom and can't afford maintenance fee, the fees are paid up to date and week reserved for next year . Any advice or suggestions.

H. Lee

I was looking into getting a timeshare & came across these messages. If anyone could tell me a little more about how they work I would pay transfer fees & take over maintenance fees in a heartbeat!

I had mines at Westgate for 20 years. Tried selling, couldn't even give it away. Found out that they had a deed.by back program. Cost me $750 to give it back. So relieved. No more timeshares taxes etc. I'm done. Ask your resort if they have a deed buy back. No compensation but at least your rid of it.

elained54 wrote:

I had mines at Westgate for 20 years. Tried selling, couldn't even give it away. Found out that they had a deed.by back program. Cost me $750 to give it back. So relieved. No more timeshares taxes etc. I'm done. Ask your resort if they have a deed buy back. No compensation but at least your rid of it.

It's nice to see that some of these timeshare companies are recognizing that it is in their best interests to take back units from owners who no longer have use for them. This saves the timeshare companies and the owners the trouble of having to deal with these third party cancellation/relief/exit/rescue companies.

Anyway, thanks for showing many readers on here that they do not have to deal with cancellation companies, law firms, or charities to get rid of unwanted timeshares.

Are you interested in Marbella, Spain? Are you a resale company?