Most contracts signed with these companies contain a clause that specifies internal arbitration of complaints. One of your certified letters must be to the registered address of the company. If you file a dispute with these companies they will often win based on nature of dispute. Also, if they win, they will secure your money and their lack of service by sighting the violation of their arbitration clause as means to cease service and keep your money. Always remember to dispute your charges as "Services not rendered as promised", rather than a fraudulent charge. If you do not do this then all they have to do is show that you authorized them to charge your card. By specifying that you did not receive the services promised you in the sales pitch you circumvent the tricky and confusing wording on the contract that amounts to a marketing contract. The only agencies you need to report a company to are, as stated before, the Department of Agriculture (Licensing agency that regulates these businesses), the Attorney Generals Office of the state the business is located in, and your credit card company (so they know why you are disputing the charge and for their records when other charges show up from this company on other cards). Do not bother with a report to the BBB. The BBB has no legal power, they cannot force a company to return your money, they cannot shut a company down. They are not a governmental regulatory agency. Many fraudulent companies have A+ ratings and are accredited with the BBB. Why? Because they paid all the fees and registration dues charged by the BBB to maintain a "good reputation". The BBB is nothing more than the town gossip. As far as a state "being okay with a scammer in their state", remember that in their eyes, as well as any lawyers, the first thing they consider is that you signed a marketing contract, and if they can show that they marketed your property IN ANY WAY then they have not scammed you. When one of these boiler room call centers gets raided and shut down it is because they do not have the proper license, either an operational license or unlicensed phone reps, not because of what they are doing. In essence, the state is not responsible for your own gullibility, but they will jump if they are not getting their licensing fees. Remember, we are talking about a government that allowed ARM's and sub prime mortgages to throw our banking industry into chaos, then gave them ice cream afterward.
Stillinthe B.