Timeshare Companies

Marriott System

kekouri Terry: I found this on the Marriott Rewards website. I believe a few companies had completely changed their rewards systems. I believe Marriott would feel justified to do this as well:

"...

General Membership

1. Marriott Rewards membership and its benefits are offered at the discretion of Marriott. Marriott and its travel partners have the right to change, limit, modify or cancel Program Rules, regulations, rewards, and reward levels at any time, with or without notice, even though such changes may affect the value of points or miles already accumulated, the ability to use accumulated points or miles, or the ability to obtain certain rewards. Marriott and its travel partners may, among other things: (a) increase or decrease the number of points or miles received for a stay or required for a reward; (b) withdraw, limit, modify, or cancel any reward; (c) add blackout dates, limit rooms available for any reward at any participating hotel, or otherwise restrict the continued availability of rewards; (d) change program benefits, travel partners, locations served by Marriott or its travel partners, conditions of participation, rules for earning, redeeming, retaining, or forfeiting points or miles, or rules governing the use of rewards; (e) change or cancel its travel partner rewards. The accumulation of points or miles does not entitle members to any vested rights with respect to points, miles, rewards, or program benefits. In accumulating points or miles, members may not rely upon the continued availability of any reward or reward level. ..."

Here's the Starwood basic terms and conditions:

1. GENERAL MEMBERSHIP RULES 1.1 We may change these Terms and Conditions at any time, without notice. This means that we may make changes that affect, without limitation, processes, benefits, Program affiliates, rules for earning and redeeming Starpoints, Starpoint redemption levels, rules for the use of Awards, availability of Awards, Award inventory, and Award types. Unless otherwise stated, all Membership benefits are subject to availability.

1.2. We may terminate the Program with six months advance notice to all Active Members, and may substitute a similar loyalty program for the Program at any time immediately upon notice to all Active Members. A Member may not accumulate Starpoints or claim awards after the termination of the Program. If the Program is terminated, all unredeemed Starpoints shall be forfeited without any obligation or liability, and no award claims shall be honored after the conclusion of the notice period. We may terminate the Program in whole or in part, in any jurisdiction(s) on less than six months' notice if required to do so by applicable law.

1.3 Starpoints and your Membership are not your property and belong to us. On termination of your Membership for any reason, all unredeemed Starpoints will be forfeited and you will no longer be able to participate in the Program. On your death, unredeemed Starpoints may be transferred to a family member or a friend of yours as we decide in our absolute discretion. Starpoints have no cash value and we will not pay you cash for any forfeited or unused Starpoints.

1.4 Membership benefits and awards may be subject to income or other taxes. The recipient is responsible for paying all such taxes and for making all applicable disclosures to third parties, including the party who paid for the transaction from which you earned Starpoints. We will not be liable for any tax liability, duty or other charges in connection with the issuance of Membership benefits or awards.

Looks very similar doesn't it? I'll be back with more of the same from Hyatt, Hilton etc.

Eric F.

kekouri Terry: I found this on the Marriott Rewards website. I believe a few companies had completely changed their rewards systems. I believe Marriott would feel justified to do this as well:

"...

General Membership

HYATT:

1. Hyatt Gold Passport may, among other things: change earning ability, withdraw, limit, modify or cancel any award, cancel or change partner awards, increase the Hyatt Gold Passport point requirement to redeem any award, change hotel award categories, modify or regulate the transferability of Hyatt Gold Passport points or benefits, add hotel award blackout dates or limit the number of rooms available for award redemption at any or all destinations.

2. Hyatt Gold Passport is not responsible for partner withdrawals from the program, changes in partner service or for Hyatt Gold Passport point cancellations caused by withdrawals.

3. The Hyatt Gold Passport program may continue until such time as Hyatt Gold Passport at its sole discretion elects to designate a program termination date. Hyatt Gold Passport has the right to end the Hyatt Gold Passport program by providing written notice to then Active Members six months in advance. An "Active Member" is a member that has received Hyatt Gold Passport points or Travel Partner miles within the preceding 12 months. A member's Hyatt Gold Passport membership may be discontinued at Hyatt Gold Passport's discretion if a member does not record Hyatt Gold Passport points or Travel Partner miles activity during any consecutive 12-month period. All Hyatt Gold Passport points in the account will be forfeited at that time.

They all have similar General terms and conditions. Notice the Hyatt "no activity with Hyatt = loss of all points" Ouch!!

I don't feel a need to copy and paste more from other companies websites.

Regards, Eric

Eric F.

ericf55 wrote:
kekouri wrote:
Terry: I found this on the Marriott Rewards website. I believe a few companies had completely changed their rewards systems. I believe Marriott would feel justified to do this as well:
"...
General Membership
1. Marriott Rewards membership and its benefits are offered at the discretion of Marriott. Marriott and its travel partners have the right to change, limit, modify or cancel Program Rules, regulations, rewards, and reward levels at any time, with or without notice, even though such changes may affect the value of points or miles already accumulated, the ability to use accumulated points or miles, or the ability to obtain certain rewards. Marriott and its travel partners may, among other things: (a) increase or decrease the number of points or miles received for a stay or required for a reward; (b) withdraw, limit, modify, or cancel any reward; (c) add blackout dates, limit rooms available for any reward at any participating hotel, or otherwise restrict the continued availability of rewards; (d) change program benefits, travel partners, locations served by Marriott or its travel partners, conditions of participation, rules for earning, redeeming, retaining, or forfeiting points or miles, or rules governing the use of rewards; (e) change or cancel its travel partner rewards. The accumulation of points or miles does not entitle members to any vested rights with respect to points, miles, rewards, or program benefits. In accumulating points or miles, members may not rely upon the continued availability of any reward or reward level. ..."
HYATT:
1. Hyatt Gold Passport may, among other things: change earning ability, withdraw, limit, modify or cancel any award, cancel or change partner awards, increase the Hyatt Gold Passport point requirement to redeem any award, change hotel award categories, modify or regulate the transferability of Hyatt Gold Passport points or benefits, add hotel award blackout dates or limit the number of rooms available for award redemption at any or all destinations.
2. Hyatt Gold Passport is not responsible for partner withdrawals from the program, changes in partner service or for Hyatt Gold Passport point cancellations caused by withdrawals.
3. The Hyatt Gold Passport program may continue until such time as Hyatt Gold Passport at its sole discretion elects to designate a program termination date. Hyatt Gold Passport has the right to end the Hyatt Gold Passport program by providing written notice to then Active Members six months in advance. An "Active Member" is a member that has received Hyatt Gold Passport points or Travel Partner miles within the preceding 12 months. A member's Hyatt Gold Passport membership may be discontinued at Hyatt Gold Passport's discretion if a member does not record Hyatt Gold Passport points or Travel Partner miles activity during any consecutive 12-month period. All Hyatt Gold Passport points in the account will be forfeited at that time.
They all have similar General terms and conditions. Notice the Hyatt "no activity with Hyatt = loss of all points" Ouch!!
I don't feel a need to copy and paste more from other companies websites.
Regards, Eric

========== This is one of the reasons I cannot purchase a TS from a devloper after a 90-minute presentation. There's way too much information to digest to make an informed decision.

Mike N.

mike1536 ericf55

kekouri wrote:
Terry: I found this on the Marriott Rewards website. I believe a few companies had completely changed their rewards systems. I believe Marriott would feel justified to do this as well:
========== This is one of the reasons I cannot purchase a TS from a devloper after a 90-minute presentation. There's way too much information to digest to make an informed decision.

Hi Mike, Good morning.

I completely understand your need to "digest information" before purchasing a vacation ownership property and usage program. Marriott has earned the trust of hundreds of millions of customers over the 80 years of company history. One of the reasons that the Marriott Vacation Club has been so successful is the Marriott Rewards Program stability, flexibility, and the "points don't expire" feature.

If you believe the testimonials of Marriott owners from this website about the quality of the MVCI resorts, villas, hotels, Marriott Rewards,and customer service; then perhaps you could reduce the information overload factor. Just decide if you like the program, will use it, and can afford it. Remember very few members were a 10 on the initial decision. Once they use the program, our owners become 10's and then recommend MVCI to family, friends, and others on this and other websites.

Regards, Eric

Eric F.

Last edited by marty8084 on Dec 10, 2007 06:47 PM

ericf55 mike1536

ericf55 wrote:
kekouri wrote:
Terry: I found this on the Marriott Rewards website. I believe a few companies had completely changed their rewards systems. I believe Marriott would feel justified to do this as well:
========== This is one of the reasons I cannot purchase a TS from a devloper after a 90-minute presentation. There's way too much information to digest to make an informed decision.
Hi Mike, Good morning.
I completely understand your need to "digest information" before purchasing a vacation ownership property and usage program. Marriott has earned the trust of hundreds of millions of customers over the 80 years of company history. One of the reasons that the Marriott Vacation Club has been so successful is the Marriott Rewards Program stability, flexibility, and the "points don't expire" feature.
If you believe the testimonials of Marriott owners from this website about the quality of the MVCI resorts, villas, hotels, Marriott Rewards,and customer service; then perhaps you could reduce the information overload factor. Just decide if you like the program, will use it, and can afford it. Remember very few members were a 10 on the initial decision. Once they use the program, our owners become 10's and then recommend MVCI to family, friends, and others on this and other websites.
Regards, Eric

========== Eric, THere's no way to contact you "privately". You would need to list your email (for at least a couple days).

Mike N.

Mike: He can't post that. It's against the Redweek TOC. As soon as someone tries to post a self serving post here ( will profit the poster directly), on the t/s Forums, on tug, trip advisor, they remove it. They try for unbiased information. It hard to be unbiased when you need to feed the kids & make the mortgage payments.

Something about a no ad policy. But, you could call the Orlando Sales office and ask for him......

And if you ever do buy a week from a developer, you can study the contracts and have time to rescind the purchase.

No one in a professional capacity and spoke person for a giant, highly regarded corporation would want to not follow those simple rules. Probably a matter of trust.

Kenneth K.

kekouri wrote:
Mike: He can't post that. It's against the Redweek TOC. As soon as someone tries to post a self serving post here ( will profit the poster directly), on the t/s Forums, on tug, trip advisor, they remove it. They try for unbiased information. It hard to be unbiased when you need to feed the kids & make the mortgage payments.
Something about a no ad policy. But, you could call the Orlando Sales office and ask for him......
And if you ever do buy a week from a developer, you can study the contracts and have time to rescind the purchase.
No one in a professional capacity and spoke person for a giant, highly regarded corporation would want to not follow those simple rules. Probably a matter of trust.

======== Yup, I know about RedWeek's policy. Kudos to Marty and the rest of the RedWeek staff who do a great job of policing the site. I was responding to a statement (since deleted by Marty) made by Eric regarding sending a "private message" through RedWeek.

Mike N.

mike1536 wrote:
kekouri wrote:
Mike: He can't post that. It's against the Redweek TOC. As soon as someone tries to post a self serving post here ( will profit the poster directly), on the t/s Forums, on tug, trip advisor, they remove it. They try for unbiased information. It hard to be unbiased when you need to feed the kids & make the mortgage payments.
Something about a no ad policy. But, you could call the Orlando Sales office and ask for him......
And if you ever do buy a week from a developer, you can study the contracts and have time to rescind the purchase.
No one in a professional capacity and spoke person for a giant, highly regarded corporation would want to not follow those simple rules. Probably a matter of trust.
======== Yup, I know about RedWeek's policy. Kudos to Marty and the rest of the RedWeek staff who do a great job of policing the site. I was responding to a statement (since deleted by Marty) made by Eric regarding sending a "private message" through RedWeek.

Hi Everyone,

I'm sorry if I have infringed on a policy. I was simply suggesting the use of the Redweek Forum "private messages" system found in the upper right corner of the web page. I thought private dialog between forum members would not violate any TOC policy. I believe that I should be free to "shout from the rooftops" about the value of owning Marriott Vacation Club weeks and the well documented benefits of purchasing directly from Marriott from a licensed real estate agent such as myself.

I decided to become a member of this forum because I saw so much mis-information and "buy resale only" biased posts that needed to be addressed.

Regards, Eric

Eric F.

ericf55 wrote:
mike1536 wrote:
kekouri wrote:
Mike: He can't post that. It's against the Redweek TOC. As soon as someone tries to post a self serving post here ( will profit the poster directly), on the t/s Forums, on tug, trip advisor, they remove it. They try for unbiased information. It hard to be unbiased when you need to feed the kids & make the mortgage payments.
Something about a no ad policy. But, you could call the Orlando Sales office and ask for him......
And if you ever do buy a week from a developer, you can study the contracts and have time to rescind the purchase.
No one in a professional capacity and spoke person for a giant, highly regarded corporation would want to not follow those simple rules. Probably a matter of trust.
======== Yup, I know about RedWeek's policy. Kudos to Marty and the rest of the RedWeek staff who do a great job of policing the site. I was responding to a statement (since deleted by Marty) made by Eric regarding sending a "private message" through RedWeek.
Hi Everyone,
I'm sorry if I have infringed on a policy. I was simply suggesting the use of the Redweek Forum "private messages" system found in the upper right corner of the web page. I thought private dialog between forum members would not violate any TOC policy. I believe that I should be free to "shout from the rooftops" about the value of owning Marriott Vacation Club weeks and the well documented benefits of purchasing directly from Marriott from a licensed real estate agent such as myself.
I decided to become a member of this forum because I saw so much mis-information and "buy resale only" biased posts that needed to be addressed.
Regards, Eric

Hi Eric,

As per my email to you on December 4th, you are not to solicit people to contact you directly. Further posts doing so will be removed.

Thank you for your cooperation.

Marty

Marty F

I am sorry to day you are not correct - when you buy Marriott resale outside of Marriott you only do not get points - all other items are the same - you are equal with all other Marriott owners and their is NO 24 day exclusion.

chucke13 wrote:
If you buy on the resale market instead of from Marriott you loose the 24 day exlusion that gives Marriott owners the first choice of 45 other Marriott units when a Marriott owner deposits and prevents the 1.5 million other Interval International owners from getting a marriott timeshare until the Marriott owners have 1st choice. This can be worth it's weight in gold if you exchange frequently to hard to get places. You also do not receive the Marriott Rewards Point system which allows you to give Marriott your unit for that year and receive Marriott Reward Points that trades for Marriott hotels, cruises, airfare, spa treatments, car rentals, Disney tickets and more. And be careful that the maintenace fees have been paid and there is no problem with the title. Several resale sites also say they offer you Marriott Reward Points when you buy from them and this is not true. Remember that there are 3 seasons usually called High, Medium and Low Demand. It can be very hard to exchange a low or medium season to a high demand unit and where you own determines your tradability. Two the the highest demand areas are Las Vegas and Hawaii. The Hawaii timeshare are a lot more expensive than Las Vegas. Let me know if you need any more help.

Allan C.

Eric, Even though i am a resell buyer in Marriott, you present your case very well and in a gentlemanly manner. Tom

Tom M.

tomm332 wrote:
Eric, Even though i am a resell buyer in Marriott, you present your case very well and in a gentlemanly manner. Tom

Tom, Thank you. Merry Chrismas!

Eric

Eric F.

ericf55 wrote:
tomm332 wrote:
Eric, Even though i am a resell buyer in Marriott, you present your case very well and in a gentlemanly manner. Tom
Tom, Thank you. Merry Chrismas!
Eric

It has nothing to do with Eric presenting his case in a gentlemanly manner, it has to do with a Marriott salesperson advertising his wares on this forum. If he wants to place a Marriott ad on the Redweek website then he needs to get in touch with Redweek management and pay for a commercial ad.

R P.

Jayjay:

I think there might be positive help here when Eric gives people information. I don't see all the posts as a ad or a push to sell Marriott via developer pricing. The info can help people thinking of buying some unit someplace and might help wit a decision to pick or not pick a Marriott.

There is a big thread over on the tug boards I'm sure you have seen about rumors of changes to the Marriott rules for exchange starting in Januarary of 09.

The info Eric might be able to provide ( if he can .... they might have told him to keep quiet) could help the prospective Marriott resale buyer. ( These rumored changes will hurt resale pricing....making them much lower than now...)

In any case, I still think Eric can be helpful to the users of these boards. I just wish Marriott never gave up their old resale section. We could always count on Sally to give us an unbiased scoop and purchase info on Marriott Developer pricing and Marriott resale pricing........as compaired to other resale pricing.

Of course, most of those units are no longer Marriott....

Does anyone remember when Marriott Sales were NOT EVEN on commissions?

Kenneth K.

Also forgot....Hope everyones Christmas & New Years are great!. Getting ready for our tour of T/Ss in S Fl......will post if I find anything new.....

Kenneth K.

kekouri wrote:
Jayjay:
I think there might be positive help here when Eric gives people information. I don't see all the posts as a ad or a push to sell Marriott via developer pricing. The info can help people thinking of buying some unit someplace and might help wit a decision to pick or not pick a Marriott.
There is a big thread over on the tug boards I'm sure you have seen about rumors of changes to the Marriott rules for exchange starting in Januarary of 09.
The info Eric might be able to provide ( if he can .... they might have told him to keep quiet) could help the prospective Marriott resale buyer. ( These rumored changes will hurt resale pricing....making them much lower than now...)
In any case, I still think Eric can be helpful to the users of these boards. I just wish Marriott never gave up their old resale section. We could always count on Sally to give us an unbiased scoop and purchase info on Marriott Developer pricing and Marriott resale pricing........as compaired to other resale pricing.
Of course, most of those units are no longer Marriott....
Does anyone remember when Marriott Sales were NOT EVEN on commissions?

=============== Kekouri, Thank you for your comments. I do respect the need for everyone to have a clear understanding of the benefits of time-share ownership. I will try to maintain my role as a well informed member of this great forum. I am curious about JayJay's suggestion of buying advertising space. How can I get more information about that?

JayJay,

It is unfortunate that you have bad experiences with some salespeople in the T/S industry. However, I am different from those type of people and work with a company that appreciates the need for win-win business agreements that openly disclose both parties responsibilties and rights.

I have never criticized or disparaged the resale opportunities that allow people to own and benefit from T/S ownership after purchasing on the resale market. Perhaps you would consider re-evaluating your opinions before criticizing my comments simply because I work for, and sell Marriott Vacation Club ownership. Fair enough?

BTW, I think it unnecessary to type all your posts using BOLD type. It is kind of like typing in all caps, like "shouting". Fair enough?

Regards and Happy Holidays,

Eric

Eric F.

ericf55 wrote:
kekouri wrote:
Jayjay:
I think there might be positive help here when Eric gives people information. I don't see all the posts as a ad or a push to sell Marriott via developer pricing. The info can help people thinking of buying some unit someplace and might help wit a decision to pick or not pick a Marriott.
There is a big thread over on the tug boards I'm sure you have seen about rumors of changes to the Marriott rules for exchange starting in Januarary of 09.
The info Eric might be able to provide ( if he can .... they might have told him to keep quiet) could help the prospective Marriott resale buyer. ( These rumored changes will hurt resale pricing....making them much lower than now...)
In any case, I still think Eric can be helpful to the users of these boards. I just wish Marriott never gave up their old resale section. We could always count on Sally to give us an unbiased scoop and purchase info on Marriott Developer pricing and Marriott resale pricing........as compaired to other resale pricing.
Of course, most of those units are no longer Marriott....
Does anyone remember when Marriott Sales were NOT EVEN on commissions?
=============== Kekouri, Thank you for your comments. I do respect the need for everyone to have a clear understanding of the benefits of time-share ownership. I will try to maintain my role as a well informed member of this great forum. I am curious about JayJay's suggestion of buying advertising space. How can I get more information about that?
JayJay,
It is unfortunate that you have bad experiences with some salespeople in the T/S industry. However, I am different from those type of people and work with a company that appreciates the need for win-win business agreements that openly disclose both parties responsibilties and rights.
I have never criticized or disparaged the resale opportunities that allow people to own and benefit from T/S ownership after purchasing on the resale market. Perhaps you would consider re-evaluating your opinions before criticizing my comments simply because I work for, and sell Marriott Vacation Club ownership. Fair enough?
BTW, I think it unnecessary to type all your posts using BOLD type. It is kind of like typing in all caps, like "shouting". Fair enough?
Regards and Happy Holidays,
Eric

=========== Eric, Jayjay uses bold as a method of distinguishing from other posts; makes it a bit more readable. Mike

Mike N.

mike1536 wrote:
JayJay,
It is unfortunate that you have bad experiences with some salespeople in the T/S industry. However, I am different from those type of people and work with a company that appreciates the need for win-win business agreements that openly disclose both parties responsibilties and rights.
I have never criticized or disparaged the resale opportunities that allow people to own and benefit from T/S ownership after purchasing on the resale market. Perhaps you would consider re-evaluating your opinions before criticizing my comments simply because I work for, and sell Marriott Vacation Club ownership. Fair enough?
BTW, I think it unnecessary to type all your posts using BOLD type. It is kind of like typing in all caps, like "shouting". Fair enough?
Regards and Happy Holidays,
Eric

=========== Eric, Jayjay uses bold as a method of distinguishing from other posts; makes it a bit more readable. Mike

Eric, I post in bold black to keep up with my own posts (not the same as shouting with all caps). Sometimes posts can seem to run together if not separated by some other type of font or bold lettering.

I don't see anything wrong with anyone discussing the pros and cons of the Marriott system, what I do have a problem with you, as a salesperson, advertising for Marriott.

I don't read the Marriott posts on Tug, however I do not believe they would allow a salesperson to post in that forum. Commercial advertising in a no-no there as well.

There was a popular longstanding member of Tug, some years ago, that constantly warned not to buy from a developer and he consistently praised buying on the the resale market (as he should).

He subsequently went to work for Marriott (ironic isn't it?). He was not allowed to post anything having to do with purchasing a Marriott timeshare from the developer after that time as that would be considered advertising from a Marriott salesperson. Eventually he stopped posting on Tug altogether.

R P.

jayjay wrote:
mike1536 wrote:
JayJay,
It is unfortunate that you have bad experiences with some salespeople in the T/S industry. However, I am different from those type of people and work with a company that appreciates the need for win-win business agreements that openly disclose both parties responsibilties and rights.
I have never criticized or disparaged the resale opportunities that allow people to own and benefit from T/S ownership after purchasing on the resale market. Perhaps you would consider re-evaluating your opinions before criticizing my comments simply because I work for, and sell Marriott Vacation Club ownership. Fair enough?
BTW, I think it unnecessary to type all your posts using BOLD type. It is kind of like typing in all caps, like "shouting". Fair enough?
Regards and Happy Holidays,
Eric
=========== Eric, Jayjay uses bold as a method of distinguishing from other posts; makes it a bit more readable. Mike

I don't see anything wrong with anyone discussing the pros and cons of the Marriott system, what I do have a problem with you, as a salesperson, advertising for Marriott.

I don't read the Marriott posts on Tug, however I do not believe they would allow a salesperson to post in that forum. Commercial advertising in a no-no there as well.

There was a popular longstanding member of Tug, some years ago, that constantly warned not to buy from a developer and he consistently praised buying on the the resale market (as he should).

Thats why I am concerned about Erics job. Tug or the Forums does not disallow posts from any of the T/S sales staff, as long as they don't promote their attempt to sell.

So...of course, amny don't post TOO much. But they do communicate with some of the administrators.

The person Jay is refering to was one of the founders of the tug. He had learned the ins & outs, the negs & pos of all the T/DS systems....and I guarantee you, he still reads tug and the street info to keep up on eberything he can.

I expect he will soon be out of sales and an executive at Marriott.

Tug had to remove all of his timeshare advise as part of his employment....but....many tuggers still will buy from him ( even with the price difference between developer & resales.)

Others who post with help & info are many of the resale licensed real estate agents.....Marty, Cindy, Seth Nock, sometimes Joanne ( Hilton-) and Judi K.

I guess Jay remembers those who tried to help and were 'let go' by their employer. But I never remember telling them not to post, just warn them about the risk they face.

When Resale Sally ( Marriott) posted, she was able to give a lot of info without saying she could find you a deal. I remember her posting 4 real estate resale agents that had many of the old American Resorts converted to Marriott at super prices. Then a tugger would call her....and she would find the week ( or float) period in the units the person wanted.

I guess the only ones (American) left on HHI still managed by Marriott are the oceanfront Monarch. (If it had a butterfly name, it was once a Marriott)....and Harbor Point? Maybe a few others...but most on HHI are now Marriott Developed.

Kenneth K.

kekouri wrote:
The person Jay is refering to was one of the founders of the tug. He had learned the ins & outs, the negs & pos of all the T/DS systems....and I guarantee you, he still reads tug and the street info to keep up on eberything he can.

kekouri, with all due respect, the only founder of Tug is owner Bill Rogers. His son, Brian, now runs the day to day operations of that site along with all the free help from moderators. Tug makes a very good living for Brian as Tug is the only occupation he has.

The person I'm referring to was just a member ... you evidently meant he was a charter member when Tug began.

You do bring up some valid points above and I concur with them.

Have a Merry Christmas and thanks for sharing all of your knowledge concerning timesharing. You are a very valuable member of this forum.

R P.