ask-redweek-need-title-insurance-for-timeshare-purchase

I always use title insurance when purchasing a timeshare. But what I don't know after this bad hurricane season is , do I need property insurance for my Westin Laguna Mar deeded timeshare in Cancun Mexico. Can some expert at Redweek answer this

I am buying resale, I was told that the title insurance would be $250, yet when buying direct HGV said it would only be $100.

Also, who is to pay for the title insurance?? Thank you;