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[Q=kathleeng155]If we don’t have a mortgage any longer and just responsible for the annual maint , what’s the best way to dump it? Our timeshare has no market value and the company will not take it back.[/Q] To whom did you speak at "the company"? Is the company the resort, the Homeowners' Association, or the timeshare company? I would contact the HOA and say that you will not pay another nickle in maintenance fees so it would be best for everyone involved for the HOA to take the unit back. The HOA will not want to go through the costs and rigors of foreclosure. It might ask you to pay closing costs and maybe even the next maintenance fee. And do not go paying any of these companies that claim they can dissolve your contract.