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Sorry to hear this. I have been to to timeshare meetings this last month. OMG they really sell points. Yesterday the sales rep said that Marriott owns interval and will soon stop the exchange programs. Points will only give you that option. If you own weeks that is all you will get the week at resort with no power to exchange;. So I was looking to buy points but once you do they have other fees. Example ebay hase 4000 points for $1,200.00 but then there is $14,000 fee to purchase the points. When I hear your story it scares me.