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I live in Canada and I got suckered into buying a timeshare with Tafer Residence Club when I was in Cabo San Lucas. I have paid them my initial deposit, and 2 monthly payments so far. I've sent them a registered mail to request to cancel my membership however they replied by email stating I can't cancel it until I paid the remainder of $12,000 USD that is still outstanding. does anyone know if I could just walk away from this and not having to worry about them sending it to collection and ruin my credit scores? Thank you.