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One other advantage to being able to convert to Starpoints - the StarOptions are use them or lose them. In other words, if for some reason you can't use your StarOptions, i.e., can't go on the original date reserved and/or can't find a substitute location for other dates, you lose the Star Options. However, if you convert to Starpoints (by March 31st, I think, for regular owners and May 31st, I think, for Elite owners), the StarPoints are good for 2 years, I think. I'm a little fuzzy on the exact time frames. Two years ago, we converted all of our StarOptions to Starpoints and the family stayed in 3 separate rooms at an awesome property in Venice, Italy. Also, look for Cash + Points on Starwood. A lot of properties offer this option at various times of the year and that's an economical way to stay in some of the nicer hotel properties.