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It is a long time since this thread started, but I thought I'd post a followup. We spent Week 2 of '08 at Pahio at Bali Hai. (Not ours, but as guests of my wife's folks.) We didn't sit through the pushy sales presentation, but later I did go back and talk to one of the sales managers. He emphasized that whatever was purchased through Pahio, you still own. But as people convert to Wyndham, the pool of available Pahio exchanges will shrink. If you own a fixed week, it might eventually get hard to do anything except that week. If you own a floater, I'm not sure how that would play out. If all you want to do is exchange it for points, then you're okay. If you like that resort and want to stay there, your options might be limited over time.