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Funny, I am buying through IA and American Timeshare Closings and worried that my money will disappear. IA is the broker. ATC is the closing company. They do exist and they do have a bond, but only for $25K per employee. What made me nervous is the broker said the closing co would accept a CC payment, and then the next day they said they would not/could not. The broker says there is a problem with underwriting (insurance?) required by their card servicing company, but the closing company says they are just changing their merchant services provider.