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Cheryl: I would love to try to help. As described here http://www.raintreelistens.com/purchase/ you own a Membership with usage rights to resort properties. If you are a Member of Raintree Vacation Club, you own a Membership that gives you usage rights throughout the resort property system. Some classes of members (known as VOC or B-share members) purchased under prior owners and have not upgraded to Raintree Vacation Club Membership, and have usage rights at the Club Regina properties only. Because Mexico has laws regulating foreign ownership of oceanfront properties, the properties themselves are held in trusts and the Club's Members are beneficial owners of those trusts. The Club itself does not own any resort properties. It is just responsible to maintaining the standards of the properties. Please let us know if we can answer any additional questions. From US and Canada: 1.800.424.6532, from Mexico: 01.800.667.2711, international calls: 1.317.205.916. Disclosure: I help Raintree Vacation Club with problem resolution.