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Are you still speaking of points at Summer Bay or some other company? The value of a point is not the same from company to company just a the basic money unit is different in different countries. The 5000 points your friend owns, for example, would get her a week in a studio unit in Ormond Beach, FL, during the off season if she owns with Bluegreen. (Or a partial week in a larger unit or better season.) A roughly comparable week with Wyndham resorts would be about 84,000 points. The 5000 should still get her a week at the resort where she originally purchased in the size & season originally promised. She should check with the company with which she owns to learn exactly what it can get her, though I would guess that this would probably be no more than a week in a studio or 1 bedroom at best. Many of us started by buying a small package of points and later added more as we learned what our actual needs would be. I hope your friend has actively used what she has and not let that go to waste. MD