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A person's capability to get credit is determined by many variables. The majority of those factors are determined by a person's financial habits. Besides relocating, a person has no say in how creditworthy the state they live in is. A new study rates and rates the credit reliability of each of the fifty states. Here is the proof: [url=http://personalmoneynetwork.com/moneyblog/2011/07/25/states-creditworthiness]Study ranks states for creditworthiness[/url]