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RCI weeks member with points questions

I own RCI points and are very happy happy with them. I can book weeks and points units and always find something I'm happy with... I love it.... My aunt upgraded to points and has never looked back. She feels it's so much easier to book a place you like. Now we book early, as soon as we can, 9 months out. However, if you really are perfectly happy with what you have, and your trade ability, then why spend the money?