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As far as I'm concerned it's corporate greed. The point system is designed to bilk more money out of people and the increasing maintenance fees are normal now in the greed driven timeshare industry. This is why I got rid of two timeshares this year. Why own when I can go on this site or another and rent one for less than they owner is paying in maintenance fees. Don't get caught up in the point conversion. You will regret it down the road.