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Wow, look at what I found out about Meritage Management, you all have hit the nail on the head...gezzz... actually it's really scary. Word for word it's unbelievable. It appears to me Meritage Management, is burning the bridge at both ends and possibly into trouble with the law. Forums such as this one carry such weight. I want to thank each and everyone of you for helping learn what it was I needed to find out about Meritage Management. Outstanding!