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[Q=katharinad2] Your scenario does not work for everyone. My husband has a terminal illness and can no longer travel. So, keeping the timeshare is no longer an option. It is free and clear but with the above mentioned scenario and enormous medical bills we can no longer pay the maintenance fees. K. Duffie[/Q] The only viable option you may have is to contact some of the Charity type outfits that are selling time shares on eBay. You may be able to get out from under the time share, but expect to not get anything other than free - or to maybe even pay a slight fee. But at least you will be free of the annual dues. Good Luck.