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We've been clients of HSI for 3 years. Our relationship with them has been rewarding. We bought exactly what they were selling. Buying into a Club. We didn't want to own anything. We just wanted a place to stay when we were able to get away. Which isn't much. So we've stayed in Las Vegas, Orlando, & in Cancun, Mexico in Dec 13. We've had good experiences with HSI. Would reccomend to anyone.