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[Q=jordanv6]Now, the rest of the general concerns are valid, so I will address those as well. [b]Is it a red flag when someone asks for an upfront fee in this industry? Absolutely.[/b] Are there multiple fraudulent recovery groups? More than I can count. Do banks help you with credit/debit card disputes for free? Yes, but do they win? No, and then they tell you, “Sorry, we tried, but they have a contract.” Sincerely, Jordan Dispute Department - Manager Disputes@caserefunds.net Consumer Advocate Services (562) 430-1130[/Q] So, you don't demand an upfront fee?