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[Q=angelas122]And I meet other guests on vacation who pay rack rates to stay, so I try to take all of that I to consideration when I rent or sell. In the large scheme of things, I probably would never have taken the wonderful vacations I have if I hadn't purchased the timeshare because I couldn't afford them. The real question is can I afford to own the timeshare!?[/Q] You do not have to pay "rack rates" to stay at such resorts. Many owners of individual units rent their units out for about (sometimes even less than) the cost of the maintenance fees. This is especially true in areas like Mexico, Orlando, Vegas, and Williamsburg. Just check out the ads here on RedWeek and confirm.