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The old system was a fraud as well. Most of us were told what a great "investment" we were getting during those high-pressure sales presentations. False information about resale value was also given. In my case they told the truth about the units at my resort being almost sold out, but once they were actually sold out the developers just started selling "memberships" in some sort of "vacation club", which was essentially the same thing but without a deed. As I've said before, the people in this business are the lowest form of slime to share the planet with us. They should all be rotting in prison.