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[Q=stu20]We all have seen ads where you get a timeshare for $1 and the seller pays closing and fees and this year's maintenance and maybe next year's maintenance, too. That can add up to $2-3 grand. Could it be cheaper to let them foreclose?[/Q] It's possible. But just remember that these resorts might report you to credit bureaus and agencies which could negatively impact your credit score. You would probably have to deal with harassing letters and phone calls (but those can easily be ignored). That might lead to problems down the road when trying to get loans and/or lines of credit. As Don P suggested (when you asked this same question a couple of weeks ago), why not try working with the resort's Homeowners' Association to see what can be worked out trying to negotiate a deed back. I'm sure the HOA would prefer this over a costly and lengthy foreclosure process.