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Thanks for the info. I'm not sure about the position I'm in, although I am writing letters to the appropriate parties.While we haven't used at TMC for quite some time, we've been exchanging to use the week to other RCI properties, somewhat mitigating the financial loss in making the maintenance payments. The selection is limited as we did not want to spend the thousands required to convert to points. Of course, exchanging costs money and we're not using where we bought or for the purpose we bought the TMC, i.e., nights in NYC.