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Also im not trying to gloat or anything i just want people out there who are getting shafted by timeshare con artists that there is options available to them other than just giving them your money and getting nothing out of it- I would recommend anyone who made have already have bad credit or unpaid bills and my be in the same boat - To go ahead and use the options available to them and then do the bankruptcy option if you need an exit strategy - Maybe if more people started doing this then maybe the timeshare people would clean up the game and instead of scamming so many they might get a better reputation and value -