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A contract is legally binding only if the terms agreed too were kept in good faith. TMC did not uphold their agreement- so terms of the contract were legally breeched & broken.....unenforceable. Also a frauded document for "mortgages " on a time share.....not Real real estate. This is a business fiasco on paper thru LLC's shielded & tax laws broken but now exposed . NYS AG Office represents US Jurisdictional Constitutional Law & the Plaintiffs Case has merit. So if your saying Owners should realize the cost are being passed to others & insurance also a factor - it doesn't change the initial agreement Owners had. TMC has no other option but to eventually admit to their defaults. The Court will see this as all the discovery was done. They will have to settle or file bankruptcy.......they falsely stated their Time Share reservation policy for Owners & that they would buy back after the Mortgage was paid. I bought for 15k & financed to pay off 60k. I'm not concerned about TMC & have no worries-it's over.......2017!!!! Not their sucker for their $$$.....get lost .......it's cheaper to just go to the place or any other NYC area competing Hotel.