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I bought this in December in Puerta Vallarta. Sapphire Holiday Collection membership was activated as stated, one month later. However, Sapphirwe does not own your weeks or points. In order to use those... you have to wait 120 days or more from date of purchase. The points are held by a company called Asevig Group, located in Panama. Then if you want to book anything using your points you have to call or contact that group. Plus they are sending me some contract giving me permission to use or sell or buy my points.... I will have a lawyer look at that. The whole thing has me very anxious and if I could I would get my money back. But the man at Sapphire, Freddie, has been helpful and he said if I can just keep waiting until April, then I will be free to use the points. What is to say these folks will even be around in April? Very shady in my opinion...