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Unfortunately if you owe you won't be able to find a buyer. If you advertise and are patient your points might sell 10,000 points for $1000-$2000. If you want it sold quickly you would need to sell it for under $500 including the transfer fee or just give away the contract after you sell it off. If you can not pay it off then default may be your only option although you should contact bluegreen and see if you can do some kind of hardship transfer back to them.