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This was almost exactly out experience also. They said they wanted to give us an "owner's update" on our Marriott timeshare and for a good hour of the presentation, we thought they were with the Marriott. I asked point blank who they were with, and I never got a straight answer until he pulled out papers that said Timeshare Clearinghouse on them. I started Googling reviews while the guy was talking. A woman came over twice to try the pressure sales. They told us "interest free for 10 years" and when I found out that they continue to apply for internet free credit cards in your name(when one runs out, they look for another one)- we walked out. Total scam and a waste of 2.5 hours. We got a meal but the guy talked the entire time. I hope others don't waste their time with these people. I don't know how they sleep at night.