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I have points and I love it! You have to learn your system to use it to its fullest potential. It does not have to cost you thousands of dollars to have points Those that complain are not planning ahead. If you are a "week" owner you planned 1 year in advance automatically. As a points owner you must plan in advance at the 10 month window. 1 week sometimes shorter the busy times / places are already booked. Bookings for 3 days 10 days 3 weeks starting stopping any day of the week, yes the points are pretty awesome! Knowledge is power, read the guide book and learn it like the back of your hand. I love our system, and the expansion of choices. Looking forward to what they get next. Just picked up New Orleans, and a place by Lake Tahoe. Was only Orange Lake at first when I bought, we have 28 locations now.