Original Message:
Festiva Orlando Resort and possible Multi-family Master Parcel (by KC):
Because of differences in applicable state laws, there is no single, universally accurate "one size fits all" answer to your question.
My personal suggestion would be to have a conversation with an attorney, particularly since you have apparently been paying maintenance fee bills for your late mother, something which could be "conveniently misinterpreted" by a resort or chain to "assume" that your intent is to take over ownership and its' responsibilities. Initial consultation with an attorney should be free or very low cost. The preparation of a hard copy "disclaimer" document is likely step one, promptly followed by filing a copy of same with any and all appropriate entities. Any competent attorney can walk you through this, but you really should address this matter sooner rather than later, since (as you surely know) maintenance fee billing season for CY 2021 is already in progress.