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No returns --- especially where there is contractual purchase debt... (by Sabrina T.):

our credit is already dinged ( due to the lates with our home loan), but is it that with "deeded" times shares if you fail to pay there treated like any another unsecured loan (car or credit card)? OR is it the t/s company can come after us and possibly put a lien on our personal home or can they take our tax return? I'm really in the dark as to just how far these people can go. We really don't have the funds to get an attorney - so what are we to do. I think its a same that these companies have so much power. You can't live in these things. Its a luxury - dog on it! I'm not saying there shouldn't be any repercussions to the extent like any other unsecured loan.