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Re: Can't even give them one star (by Christine O.):

ericb259 wrote:
I believe this may be a violation of federal law. It is certainly worth a check.
I meant this a response to kathyp241, regarding harassing your family, but my email program does not hignlight the message I am responding to.

I have done a lot of research on the idea that they may be violating the Fair Debt Collection Practices Act, but it appears that Club Land'or does their own collections? and therefore may be exempt from the rules. It is a gray area check it out http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf