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Original Message:

Re: Marriott One Week Owners and the Destination Club (by Rich W.):

One of the biggest problems with trading for points is that they expire. Money tossed down the drain. Let's say you trade your Ko'Olina and get 4000 points. You use it to stay someplace for 3600 points. You now have 400 points that are effectively worthless. Unless, of course, you roll them to next year, but again, you'd have to convert your Ko'Olina for points again! So you have a choice, go to KoOlina and lose 400 points (that's 10% of your maintenance fee wasted) or not go to your home resort next year.

It's a treadmill, once you get on, it's difficult or expensive to get off.