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Original Message:
Re: Fractional Ownership Offer (by Lance C.):
Well, you know your circumstance, travel needs, and preferences better than I do but a few questions ring loudly in my head about this offer?
If you're splitting this five ways, then do you have an extra $10,000 sitting around? Do each of the other four couples? What happens if even just one of the couples want to pull out after a few years due to changing circumstances or travel preferences?
When you talk about wanting to travel a lot, was this idea planted into your heads right around the time you attended this presentation or was this something you were contemplating long before?
As for traveling, factor in all the peripheral costs. Remember, this deal that they are offering you only helps you out with your accommodations. They won't save you significant amounts of money on airfare, car rental, parking, activities, etc.
What if one year you decide that you want a different type of vacation such as a cruise, all-inclusive deal, escorted tour, or visiting friends and family? How is this $50,000 package going to help you save money?
Finally, just a personal observation (take it for what it's worth), this deal seems merely to me like a rental discount. Have you checked out what similar timeshare units rent for if you rent from owners?
Anyway, that's just some food for thought. I wish you the best with whatever decision you make.