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Say goodbye... (by KC):

marcs207 wrote:

So basically I would lose the $1100 dp, and my 1st finance Payment I just made, then expect a slew of collection calls till they eventually stop coming.

Any money you have paid to date is certainly gone forever.

The likelihood of collection calls is less certain; they MAY not even bother. One approach to consider is to send them a letter (do not call), clearly stating that you now realize that you made a mistake and that you will be making NO further payments. Any such correspondence has no legal impact, but it *MIGHT* discourage them from even bothering with any collection efforts. They *might* just shrug their shoulders and write you off, then and there. After all, they have (and will keep) SOME money from you already and they know they have no leverage or legal jurisdiction over you here in the USA.

They also know that they are "out" absolutely nothing of any real value; they sold you a paper "membership", granting you a date-finite "right to use", with no actual ownership of ANYTHING. They can sell as many of those RTU contracts as they wish --- and they know that the parade of gringos coming in to sign on the dotted line is continuous and virtually endless, so why even bother to pester anyone over whom they have no real leverage or jurisdiction anyhow?

Just consider the experience a life lesson, learned at a cost --- and move on.