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Original Message:

Re: Get out of Westgate Resorts (by KC):

mayraa23 wrote:
I recently purchased a timeshare with Westgate. I took a vacation the end of July did the tour, and fell into the trap. This month will by my second monthly payment, and I'm already getting billed for the maintenance fee. I want out asap. Is there any other option in my situation? TIA

You are well beyond the time period provided by state law to rescind (cancel) the contract. In the U.S., the maximum time period to cancel (in 3 states) is 10 days. In most states, it's 5-7 days. It's as few as 3 days in several states. Your particular contract was apparently executed nearly 3 months ago now; you're stuck with it.

Your reference to "monthly payment" indicates that you financed the purchase. Maintenance fee obligations (separate and unrelated to the loan) come with every timeshare in existence, whether financed or not.

Don't shoot the messenger, but you have very few options at this late juncture. You can either continue paying or decide to pay nothing further. If you pay nothing further, any deposit money and / or previous payments will be permanently forfeited and defaulting on the associated loan will result in a negative credit report lasting for 7 years. On the other hand, getting away from Wastegate now without pouring more money into something which is essentially worthless in the resale market might be worth the expensive lesson. Ultimately, it's your personal choice and decision, but understand that there are no "magic beans" or "secret elixirs" for an easy escape. Do NOT pay a single penny to any of the useless, parasitic upfront fee "exit / relief / rescue / escape" operations who stand ready and willing to take a few thousand dollars of your money from you, with assorted empty promises but ultimately to no productive end.