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Original Message:
STOP PAYING THEM-I DID (by David K.):
You can't be garnished unless they have a judgement against you. If you didn't show up in court to dispute their claim it is just tough toenails. If you had shown up in court and demanded that they PROVE their claim they most likely would not have had proof and it would have been tough for them.
Not showing up to dispute a claim is a mistake many make. Go back through your records to see if you were served properly with a notice to appear in court. If you were not then you may be able to get over on them.